VinayKumar Dunka (2021) “AI-Based Decision-Making Frameworks for Dynamic Asset-Liability Management (ALM) in Banking: Utilizing Machine Learning for Real-Time Forecasting, Risk Assessment, and Strategic Optimization”, Los Angeles Journal of Intelligent Systems and Pattern Recognition, 1, pp. 229–264. Available at: https://lajispr.org/index.php/publication/article/view/58 (Accessed: 7 March 2026).