Federated Learning Architecture for Cross-Border Payment Intelligence under Data Sovereignty

Authors

  • Bhargav Kumar Konidena Vintech Solutions, USA Author
  • Aman Sardana Discover Financial Services, USA Author
  • Gayathri Salem Selvaraj Amtech Analytics, USA Author

Keywords:

federated learning, cross-border payments, data sovereignty, secure aggregation, real-time authorization, distributed intelligence

Abstract

Data localization in cross-border payment ecosystems face various challenges which instructs centralized machine learning to prevent over jurisdiction-restricted datasets. The objective of this paper is to propose a robust federated learning architecture which is specially designed for real time payment authorization signals at the same time sticking to data sovereignty requirements.

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Published

07-08-2024

How to Cite

[1]
Bhargav Kumar Konidena, Aman Sardana, and Gayathri Salem Selvaraj, “Federated Learning Architecture for Cross-Border Payment Intelligence under Data Sovereignty”, Los Angeles J Intell Syst Pattern Rec, vol. 4, pp. 467–504, Aug. 2024, Accessed: Mar. 07, 2026. [Online]. Available: https://lajispr.org/index.php/publication/article/view/74