Bhargav Kumar Konidena, Aman Sardana and Gayathri Salem Selvaraj (2024) “Federated Learning Architecture for Cross-Border Payment Intelligence under Data Sovereignty”, Los Angeles Journal of Intelligent Systems and Pattern Recognition, 4, pp. 467–504. Available at: https://lajispr.org/index.php/publication/article/view/74 (Accessed: 7 March 2026).